Saturday, February 22, 2014

Of Rich Men and Pretty Young Things

I don't know if the real CEO of JP Morgan really did reply to this thread or if this entire thread below is genuine, but what I sure do know is that "the reply" from a so-called CEO of JP Morgan really, really do make sense and I think it's one short reply that the entire human female population on this earth should be reading (especially -- OK, let's not offend anybody here).

Below is a question posted by a "pretty girl" who is seeking a rich husband in a forum and a reply from CEO of J.P. Morgan to her.

 A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I’m going to be honest of what I’m going to say here.
I’m 25 this year. I’m very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.
You might say that I’m greedy, but an annual salary of $1M is considered only as middle class in New York.
My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?
I wanted to ask: what should I do to marry rich persons like you?
Among those I’ve dated, the richest is $250k annual income, and it seems that this is my upper limit.
If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.
I’m here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I’ve met a few girls who don’t have looks and are not interesting, but they are able to marry rich guys.
4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)
Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.
My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I’m not wasting time here.
From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.
Put the details aside, what you’re trying to do is an exchange of “beauty” and “money” : Person A provides beauty, and Person B pays for it, fair and square.
However, there’s a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can’t be prettier year after year.
Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It’s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.
By the terms we use in Wall Street, every trading has a position, dating with you is also a “trading position”.
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or “leased”.
Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

J.P. Morgan CEO

Rosalyn's two cents worth:
I will be lying if I say I don't want to marry a rich man. I will be lying too if I say I don't want to marry a handsome man. Marrying a rich man will allow me to live very comfortably or live like a queen and marrying a handsome man will make him a nice arm candy and will certainly increase the percentage of being able to send my daughter for the Miss Universe pageant.

But what am I to do with a huge mansion and a Ferrari or a daughter who won Miss Universe if the person I marry doesn't genuinely care about me or love me as much as I love him? Or what if he fails to understand me in almost every way until communication has become so scarce it is almost unheard of in the marriage? I will be miserable - and a Miss Universe daughter or material/money will not be able to take that miserable-ness away.

If you told all this to a 19-year-old Rosalyn, she would have said "So what? Where is the guarantee that a poor man won't make you miserable too? Or is there a guarantee that a poor man won't cheat on you or divorce you eventually?"

Now, the 19-year-old Rosalyn isn't entirely wrong... but neither is she entirely right.

I am currently in a relationship with one special gem of a man and I've come to realize this:
If you can explain WHY you LOVE a person, it's not a great sign.
Or if you can explain WHY you WANT to marry a person, the marriage has ended even before it had begun.

There shouldn't be a REASON to love someone and neither should there be a REASON to marry someone.

You want money? MAKE your own.
You want beautiful kids? ADOPT them. (you get to choose how they look like too, yay? LOL)

My point here is that make sure you marry the person you can live with and cant live without. It sure does sound old school but this is what I've been told by quite a number of couples who have been married for years.

What would you do?

Monday, February 17, 2014

Cream - A Shopping App

Nope.. despite the name, it's got nothing to do with ice-cream or any dairy products for that matter!

I love eating, shopping, stalking and a good bargain (oh yes, I'm not hopelessly a sucker for branded goods - I do love a good bargain anywhere, anytime!).

I just came across this particular app called CREAM, couple of weeks ago. It allows you to share your shopping hauls, location of where the 'damage to the pocket' was done and of course, if you've got it at a good deal or not!!

You can even ask your followers/friends on CREAM if they thought your buy is a good deal or not - and.. sure, you can stalk their buys and comment on it too!

Get CREAM today at your Playstore or iStore (im not sure if its applicable for iphones yet - but no harm trying!). Alternatively, you can download it at and FOLLOW ME ON CREAM @ rosalyntan. I will be sure to stalk you and your shopping hauls right back! ;)

Thursday, February 6, 2014

YouTube Star... nahhhh......

One fine day, I came home early and was feeling extremely bored.
Then there was this very famous newly released Hindi song playing in my head which lyrics and melody of some parts of the song I'm not familiar with.
After one or two coaxing from him,
I did this.

Without the slightest guess that this video will reach almost 25,000 views (and counting... as I'm drafting this blog post)....
Most of the comments and views come from the Indian continent part of the world - with a lot mainly from, India.
Hence I would like to say.. "bohot shukriya!" to all of you who took time to watch this video and liked/left a comment.
This.... is me singing Tum Hi Ho from the movie Aashiqui 2.
And just so if you happen to genuinely like my attempt at the above Hindi song and would like to see more of me trying my luck out at other Hindi songs, you can check out the other videos below:
Above: Me singing Mahi Ve by Faakhir Mehmood
Above: Me singing Chahoon Main Ya Na from Aashiqui 2.